FHA Streamline Refinance Checklist - Steps To Getting Approved

The First Step is to Determine if You Are Eligible For This Program

The Basic Eligibility Guidelines are as follows:

1. Must Currently Have an FHA Insured Loan

2. Current San Francisco Bay Area FHA Loan Must Have Been ‘Endorsed’ on or before May 31st, 2009

3. Have Not Refinanced Your San Francisco Bay Area Loan Within the Previous 6 Months

4. You Must Realize Tangible Benefit From Refinancing Your San Francisco Bay Area FHA Loan

5. No Late Mortgage Payments in the Last 12 Months

To Have Us Confirm Your Eligibility, Complete The FHA Streamline Analysis Form Here

If you have already submitted an Eligibility Form, please move to Step 2.

Submit Your Personal Information By 
Completing Our Secure Online Application

Gather The Following Documents

  • Copy of Original Note: will be in previous loan closing package
  • Copy of Current Mortgage Payment Coupon/Statement: if not available, copy of year end mortgage statement or you can obtain a copy online from your current lender
  • Current Homeowner’s Insurance Declaration Page: need the page that reflects the premium
  • Copy of Existing Survey: One page rendering of lot and house will be in prior closed loan package
  • Driver’s License & Social Security Card: need a copy for all borrowers on note
  • Proof of Assets if Needed for Taxes & Insurance: checking/savings statements all pages
  • Copy of previous two years’ W-2 forms and a full month’s income in pay stubs

These are the basic documents needed in order to complete a typical FHA streamline refinance. This list may vary slightly on a case by case basis. By gathering these documents you will be properly prepared to insure a truly "streamline" refinance of your FHA loan.

Fax or scan all the items from Step 3 to me at:

Fax: 888-734-3381 or Scan to Lakshmi@sierrapacificmortgage.biz
or Call Me at 415-971-8282 for other options

An important thing to remember is that your papers must be absolutely current, valid and in order. Failure to enclose even one minor document can disqualify you. When going to submit your papers, make sure that you carry all originals that may be verified against enclosed copies if required. These include bank statements, check stubs and all assorted loan papers which the authorities have every right to check and may ask from time to time while processing your application.

If you have any questions or concerns, please don't hesitate to call my office at 415-971-8282 or email me at Lakshmi@sierrapacificmortgage.biz . I am here for you!

Ready to lower your interest rate and start saving?

Confirm your eligibility and
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Determine FHA Streamline Eligibility
Plus, Receive A Refinance Rate Quote

Please complete the form below so we can determine if you are eligible for the FHA Streamline Program and send you a No-Obligation Customized Refinance Rate Quote to see how much you can start saving! All fields with a red star are required.

A Representative will follow up with you right away to go over important information with you and if needed ask for additional details.

If you prefer to give this information over the phone, you can reach the office during business hours by calling 415-971-8282.

By supplying me with your address information, you are granting your permission for me to determine if you are eligible for the FHA Streamline program. Also, by supply your email and phone, you are granting permission for me to communicate with you personally via Email or Phone. Don't worry! We Hate Spam and we will not rent or sell your information.

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Photo of Lakshmi Yokoyama

Sierra Pacific Mortgage Corp

Lakshmi Yokoyama


Email: Lakshmi@sierrapacificmortgage.biz

Phone: 415-971-8282

Contact Lakshmi Yokoyama, your San Francisco Bay Area FHA Streamline Refinancing Specialist at 415-971-8282, to setup a free consultation or complete our Free No-Obligation FHA Streamline Analysis Form Here to discover your potential FHA streamline refinance savings.

Notice: This is a privately owned and maintained web site and is not a government agency. 
This site is not affiliated, endorsed or a division of HUD or FHA. If you are looking for FHA or HUD, you may contact them here

All information contained herein is for informational purposes only and, while every effort has been made to insure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states and restrictions apply.

Lakshmi G Yokoyama
Senior Mortgage Consultant | NMLS270710 / CalBRE01173506

Phone: 415-971-8282
Fax: 888-734-3381

363 El Camino Real. 288
South San Francisco, California 94080

Sierra Pacific Mortgage Corp

A Hartleb/Prasad Corporation
NMLS #257572. CalBRE #00921097

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State License Information CA (CalBRE 00585554 Broker Hemant Prasad)
Information deemed reliable but not guaranteed
To verify licensing please visit: www.nmlsconsumeraccess.org
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